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Savings

TYPE RATE/APY* MINIMUM TERM DIVIDEND PAID
Shares 0.50 / 0.50 $25.00 Daily Quarterly
Money Market 0.60 / 0.60 $2500.00 Daily Monthly
6 Month Share Certificate 1.45 / 1.46 $2000.00 6 Months Maturity
12 Month Share Certificate 1.65 / 1.66 $2000.00 12 Months Quarterly
24 Month Share Certificate 2.05 / 2.07 $2000.00 24 Months Quarterly
30 Month Share Certificate 2.10 / 2.12 $2000.00 30 Months Quarterly
IRA - Share Certificate 2.10 / 2.12 $2000.00 30 Months Quarterly
IRA, Roth, Educational - Variable 0.75 / 0.75 $25.00 Daily Monthly

* Annual Percentage Yield assumes that dividends remain on deposit until maturity.

Early withdrawal penalty for 6 Month Share Certificate: 30 Days Interest
Early withdrawal penalty for 12, 24, and 30 Month Share Cetificates: 90 Days Interest

ALL RATES ARE SUBJECT TO CHANGE.
CALL (423) 624-9094 24 HOURS A DAY FOR CURRENT RATES.

DEPOSITS TO $250,000.00 INSURED BY NCUA