A share certificate, also known as a certificate of deposit or CD, is opened with a set term and earns higher rates than a basic savings account. A share certificate is a simple way to boost your savings and prepare for your financial future.

• Terms range 6-30 months

• Requires $2,000 to open account

• Dividends are paid quarterly

• 6-month certificates are paid at maturity

• Open multiple share certificates to stagger maturity terms